保时捷出事故保险公司让报废但只赔100万保额的一半，太平洋保险回应

\u003cdiv class=\"rich_media_content\"\u003e\u003c!--NO_AD_ERROR_2--\u003e\u003cp\u003e快科技12月28日消息，宁波的\u003c!--SECURE_LINK_BEGIN_0--\u003e保时捷\u003c!--SECURE_LINK_END_0--\u003e帕拉梅拉车主夏先生向媒体介绍，\u003cstrong\u003e今年8月份，他花费62万元购买了一台二手帕拉梅拉，结果发生事故后，保险公司给出的全损理赔只有保额的一半。\u003c/strong\u003e\u003c/p\u003e\u003cp style=\"text-align: center\"\u003e\u003c!--IMG_0--\u003e\u003c/p\u003e\u003cp\u003e夏先生称，这辆车当时落地价超过150万元，他在太平洋保险公司为车辆购置了保额100万元的\u003c!--SECURE_LINK_BEGIN_1--\u003e车损险\u003c!--SECURE_LINK_END_1--\u003e以及其它车险，总花费2.85万元。\u003c!--NO_AD_0--\u003e\u003c!--EOP_0--\u003e\u003c/p\u003e\u003c!--PARAGRAPH_0--\u003e\u003cp\u003e今年10月31日，他弟弟开车从安徽宿州前往固镇的路上，\u003cstrong\u003e车辆撞到了桥墩，车损严重，交警认定他弟弟全责。\u003c/strong\u003e\u003c/p\u003e\u003cp style=\"text-align: center\"\u003e\u003c!--IMG_1--\u003e\u003c/p\u003e\u003cp\u003e随后，车辆被拖到4S店定损，对方给出的修理费是90万元，夏先生联系到了保险公司。\u003c/p\u003e\u003cp style=\"text-align: center\"\u003e\u003c!--IMG_2--\u003e\u003c/p\u003e\u003cp\u003e结果，保险公司不同意车辆维修，建议报废，并且表示，按照车辆现在的市场价进行理赔。\u003c/p\u003e\u003cp\u003e保险公司找来了第三方检测公司，出具的报告显示，\u003cstrong\u003e车子按照现在的市场价值只值52万元，保险公司也只能给出52万元的理赔。\u003c/strong\u003e\u003c!--NO_AD_1--\u003e\u003c!--EOP_1--\u003e\u003c/p\u003e\u003c!--PARAGRAPH_1--\u003e\u003cp\u003e但夏先生不认可，车子如果报废的话，相当于自己开了两个多月就损失10万元。关键是自己当初花费2.58万元买的车损险，现在保险额度并未超出，为何不能照价赔偿。\u003c!--NO_AD_2--\u003e\u003c!--EOP_2--\u003e\u003c/p\u003e\u003c!--PARAGRAPH_2--\u003e\u003cp\u003e当初买的时候，保险员说买的高赔的高，\u003cstrong\u003e现在真发生事故了，又说按照市场价来赔，这不就是在坑我报废吗？如果我当初买52万的车损保额，也花不了2.85万了。\u003c/strong\u003e\u003c!--NO_AD_3--\u003e\u003c!--EOP_3--\u003e\u003c!--NO_AD_4--\u003e\u003c!--EOP_4--\u003e\u003c/p\u003e\u003c!--PARAGRAPH_4--\u003e\u003c!--PARAGRAPH_3--\u003e\u003cp\u003e夏先生称，现在保险公司的人就是在拖，给他说今天领导出差了，明天领导不在了，就是我做不了主。\u003c/p\u003e\u003cp\u003e对此，太平洋保险的相关员工向媒体回应称，他们有专门对接媒体的人来回应此事。后续又回复称，此事已经汇报给上级领导，这两天会给予回复。\u003c/p\u003e\u003cp align=\"center\"\u003e\u003c!--IMG_3--\u003e\u003c/p\u003e\u003cstyle\u003e.rich_media_content{--news-tabel-th-night-color: #444444;--news-font-day-color: #333;--news-font-night-color: #d9d9d9;--news-bottom-distance: 22px}.rich_media_content p:not([data-exeditor-arbitrary-box=image-box]){letter-spacing:.5px;line-height:30px;margin-bottom:var(--news-bottom-distance);word-wrap:break-word}.rich_media_content .qn-editor-copy p:not([data-exeditor-arbitrary-box=image-box]){letter-spacing:unset;line-height:unset;margin-bottom:unset;word-wrap:unset}.rich_media_content{color:var(--news-font-day-color);font-size:18px}@media(prefers-color-scheme:dark){body:not([data-weui-theme=light]):not([dark-mode-disable=true]) .rich_media_content p:not([data-exeditor-arbitrary-box=image-box]){letter-spacing:.5px;line-height:30px;margin-bottom:var(--news-bottom-distance);word-wrap:break-word}body:not([data-weui-theme=light]):not([dark-mode-disable=true]) .rich_media_content .qn-editor-copy p:not([data-exeditor-arbitrary-box=image-box]):not(.qn-editor-copy){letter-spacing:unset;line-height:unset;margin-bottom:unset;word-wrap:unset}body:not([data-weui-theme=light]):not([dark-mode-disable=true]) .rich_media_content{color:var(--news-font-night-color)}}.data_color_scheme_dark .rich_media_content p:not([data-exeditor-arbitrary-box=image-box]){letter-spacing:.5px;line-height:30px;margin-bottom:var(--news-bottom-distance);word-wrap:break-word}.data_color_scheme_dark .rich_media_content .qn-editor-copy p:not([data-exeditor-arbitrary-box=image-box]){letter-spacing:unset;line-height:unset;margin-bottom:unset;word-wrap:unset}.data_color_scheme_dark .rich_media_content{color:var(--news-font-night-color)}.data_color_scheme_dark .rich_media_content{font-size:18px}.rich_media_content p[data-exeditor-arbitrary-box=image-box]{margin-bottom:11px}.rich_media_content\u003ediv:not(.qnt-video),.rich_media_content\u003esection{margin-bottom:var(--news-bottom-distance)}.rich_media_content hr{margin-bottom:var(--news-bottom-distance)}.rich_media_content .link_list{margin:0;margin-top:20px;min-height:0!important}.rich_media_content blockquote{background:#f9f9f9;border-left:6px solid #ccc;margin:1.5em 10px;padding:.5em 10px}.rich_media_content blockquote p{margin-bottom:0!important}.data_color_scheme_dark .rich_media_content blockquote{background:#323232}@media(prefers-color-scheme:dark){body:not([data-weui-theme=light]):not([dark-mode-disable=true]) .rich_media_content blockquote{background:#323232}}.rich_media_content ol[data-ex-list]{--ol-start: 1;--ol-list-style-type: decimal;list-style-type:none;counter-reset:olCounter calc(var(--ol-start,1) - 1);position:relative}.rich_media_content ol[data-ex-list]\u003eli\u003e:first-child::before{content:counter(olCounter,var(--ol-list-style-type)) '. 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